Personal Capital ReviewĪt the free tier, Personal Capital - available via desktop and mobile app - is a pretty standard wealth management platform. Then, we’ll introduce you to the only personal balance sheet platform that still promises to respect your privacy and security without skimping on the features - or the savings. In this article, we’ll start by making sure you know everything you need to know about the high cost of free financial tracking apps like Personal Capital. And, if your online privacy is something you’re concerned about, you may find that using the free version of Personal Capital costs you quite a bit. You might not pay any money to use Personal Capital’s free tier, but you will pay in other ways - like with your personal data. While it is true that Personal Capital offers both free and paid features, many potential users have asked the same question: How can Personal Capital really offer anything at no cost to me?Īs the age-old wisdom goes, if something seems too good to be true, it usually is. It’s one of the most popular tools available today, and with its hybrid model of financial aggregation services, robo-advisor algorithms, and real human financial advisors offering personalized advice, it appears - on paper, at least - like a money management tool that offers something for everyone.īut what’s likely to really catch the eye of any budget-conscious potential customer is that it’s “free.” Anyone looking for a digital wealth management tool has probably come across Personal Capital.

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